10 Things You Should Know About John Easterbrook
17 February 2010, 8:23 am
- FHA & VA EXPERT—Minimum down and the maximum Seller concessions with generous underwriting guidelines. Streamline and VA IRRRL at SMOKIN’ RATES! Also take advantage of the HUD $100 down financing currently available on HUD REO’s.
- USDA—Get 100% financing in selected areas with generous income limits and great rates.
- HOME PATH—Fannie Mae’s REO loan on selected properties (go to www.Homepath.com) for financing with No MI, low as 3% down for owner occ, 10% down for investor, gift funds OK for downpayment. LIMITED TIME OFFER-3.5% incentive for closing costs if close by 4/30/10.
- INVESTOR LOANS UP TO 10 PROPERTIES—98% of our competition can only go to a maximum of 4 financed investment properties. Why limit your buyer and your income?
- FLIPPED PROPERTIES—Resold properties under 90 days OK for FHA with only 3.5% down. Conventional OK too with 20% down on owner occupant and investment.
- CONVENTIONAL TO 60% RATIO—that’s right! We have a way to get a borrower qualified with a back end ratio as high as 60%. Let me turn a denied loan into a closed escrow for you.
- NON-PERMITTED ADDITIONS—Additions may not need to be permitted. We have two funding sources currently accepting these types of homes. Call me for details.
- JUMBO & SUPER-JUMBO—I have great rates and terms for loans up to $3.5M. For higher loan amounts, please call for pricing and terms.
- DIRECT LOCAL BANK FUNDING—Our parent company, Sierra Pacific Mortgage is based in Folsom. Get the BEST PRICE available with local doc drawing and funding.
- CONNIE—She’s the best processor in the business! For her, communication is job #1. She is a former escrow officer with 20 years experience in processing loans. We make a great team.